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States We Serve

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Buying Promissory Mortgage Notes

We Purchase Seller-Financed(Owner-Financed) Mortgage Notes. We also Buy Land Contracts, and Deeds of Trust from Note Holders who want a lump-sum payment instead of receiving monthly installments if they align with our criteria. The purchase price is typically less than the remaining balance because it reflects the note’s risk, interest rate, payment history, and the underlying property’s value. 

We Purchase both Private and Public Mortgage Notes on a Case-by-Case Basis. In Short; we buy mortgage note means buying the loan-not the house. The investor becomes the lender and receives the future payments that the borrower owes.

Here's how it works:

A property owner (the seller) sells a property using seller financing. Instead of the buyer getting a bank loan, the buyer agrees to make monthly payments directly to the seller. The buyer signs a promissory note (the mortgage note) and a mortgage or deed of trust that secures the debt with the property. The seller receives monthly payments over time. If the seller later wants cash immediately, they can sell that mortgage note to a note-buying company.

Why sellers sell mortgage notes

  • They need cash for another investment or business.
  • They want to pay off debt.
  • They don't want the responsibility of collecting payments.
  • They want to reduce the risk that the borrower might stop making payments

We Operate Across the United States

{Currently We Do Not Work In: California, Arizona, Vermont, Alaska, Hawaii, Nevada, North Dakota, South Dakota, Idaho, Minnesota, Oregon, and Utah}

{Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming}

Alabama Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Alabama.

Alaska Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Alaska.

Arizona Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Arizona.

Arkansas Mortgage Note Buyers

USA Main Street helps Arkansas mortgage note holders convert future monthly payments into immediate cash.

California Mortgage Note Buyers

USA Main Street purchases qualifying seller-financed and owner-financed mortgage notes secured by properties throughout California.

Colorado Mortgage Note Buyers

USA Main Street purchases qualifying seller-financed and owner-financed mortgage notes secured by Colorado properties.

Connecticut Mortgage Note Buyers

USA Main Street works with Connecticut property owners who receive payments from seller-financed real estate transactions.

Delaware Mortgage Note Buyers

USA Main Street purchases qualifying seller-financed and owner-financed mortgage notes from Delaware note holders who want immediate cash rather than continuing to receive monthly payments.

Florida Mortgage Note Buyers

USA Main Street purchases qualifying seller-financed and owner-financed mortgage notes secured by properties throughout Florida.

Georgia Mortgage Note Buyers

USA Main Street purchases qualifying mortgage notes created through seller-financed and owner-financed real estate transactions throughout Georgia.

Hawaii Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Hawaii.

Idaho Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Idaho.

Illinois Mortgage Note Buyers

USA Main Street helps Illinois mortgage note holders explore the option of converting future monthly payments into immediate cash.

Indiana Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Indiana.

Iowa Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Iowa.

Kansas Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Kansas.

Kentucky Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Kentucky.

Louisiana Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Louisiana.

Maine Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Maine.

Maryland Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Maryland.

Massachusetts Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Massachusetts.

Michigan Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Michigan.

Minnesota Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Minnesota.

Mississippi Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Mississippi.

Missouri Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Missouri.

Montana Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Montana.

Nebraska Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Nebraska.

Nevada Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Nevada.

New Hampshire Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout New Hampshire.

New Jersey Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout New Jersey.

New Mexico Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout New Mexico.

New York Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout New York.

North Carolina Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout North Carolina.

North Dakota Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout North Dakota.

Ohio Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Ohio.

Oklahoma Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Oklahoma.

Oregon Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Oregon.

Pennsylvania Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Pennsylvania.

Rhode Island Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Rhode Island.

South Carolina Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout South Carolina.

South Dakota Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout South Dakota.

Tennessee Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Tennessee.

Texas Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Texas.

Utah Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Utah.

Vermont Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Vermont.

Virginia Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Virginia.

Washington Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Washington.

West Virginia Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout West Virginia.

Wisconsin Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Wisconsin.

Wyoming Mortgage Note Buyers

USA Main Street purchases seller-financed and owner-financed mortgage notes from property owners throughout Wyoming.
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