FAQ – Usa main street

Questions & Answers

Everything you need to know — upfront.

Selling a mortgage note doesn’t have to be confusing. Here are the answers to the questions we hear most.

Do you Buy Direct?

Yes. We are the actual funding source — not a broker or middleman shopping your note around.

How long until I get my free quote?

Are you asking how long it takes us to provide you with a quote? If so, 24-48 hours.
(Frequently it is sooner)

Do you Services all 50 States?

Yes. We purchase notes nationwide regardless of where the property is located.

What is the minimum and maximum funding?

Minimum $30,000 – Maximum $2,000,000

What position notes do you buy?

We buy performing loans, non-performing loans, and sub-performing notes

What is the minimum seasoning requirement?

90 Days

What Credit Scores Buyer/Payers Need?

It really depends on how long the note has been seasoned for. If it’s a new note less than a year old, then at least 625, and if has been seasoned for longer with a well-documented pay history then we can go as low as 575.

How Quick do you Close Deal?

It usually takes around 3 weeks on average, with proper documents.

Do you Pay Closing Fees?

Yes — we cover the closing fees so the offer you accept is the amount you receive.

Do you handle Transaction through Public Title Escrow Company for Secure?

Yes. All closings are handled through a public, third-party title and escrow company for transparency.

Do you have Upfront fees?

No, we do not charge any fees to process note purchases.

Still have questions?

Get a free, no-obligation quote and we’ll walk you through anything you need.